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couverture obsèques

Couverture obsèques

La revalorisation de la couverture obsèques obsèques

Les entreprises d'assurances se sont engagées à ce que les contrats obsèques prévoient un dispositif de revalorisation du capital prévu pour les obsèques.

Ainsi, chaque année, le souscripteur (ou l'adhérent) est informé de cette revalorisation.

La clause bénéficiaire pré-rédigée peut être formulée en désignant une entreprise de Pompes funèbres ou la personne qui prendra en charge les frais supplémentaires si le capital souscrit ne couvre pas entièrement le coût des obsèques (le conjoint de l’assuré, à défaut les héritiers). Depuis la loi du 26 juillet 2013, les contrats obsèques prévoient expressément, que le(s) bénéficiaire(s) doit (doivent) utiliser le capital pour financer les obsèques à hauteur de leur coût.

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Votre assurance obsèques par département


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